Business Time Deposit Account

Account Type

Time Deposit

Triple Option Time Deposit

Bank the way you want to.

A savings vehicle that features fixed rates and terms.

A flexible TDA that allows a rate bump, additional deposits, and a one-time withdrawal without penalty.

Minimum opening deposit

$1,000

$10,000

Interest calculation

•Simple interest
•Interest will be credited at maturity (18-month terms will be credited annually).
•Rate fixed for term of account
•Tiered rate interest-bearing account

•Simple interest
•Interest will be credited at maturity
•1 year term only

Term

30 days to 18 months

1 year

Outstanding features

•Earn a higher interest rate
•Competitive earnings on funds you don't need right away

•Multiple deposits
•A one-time penalty-free withdrawal
•One-time rate adjustment

Balance

30 Days

60 Days

90 Days

180 Days

1 Year

1.5 Years

Interest Rate

APY*

Interest Rate

APY*

Interest Rate

APY*

Interest Rate

APY*

Interest Rate

APY*

Interest Rate

APY*

$1,000-$9,999

1.49%

1.50%

1.98%

2.00%

2.97%

3.00%

2.98%

3.00%

3.00%

3.00%

2.99%

3.00%

$10,000-$24,999

1.49%

1.50%

1.98%

2.00%

3.21%

2.98%

3.00%

3.00%

3.00%

2.99%

3.00%

$25,000-$49,999

1.49%

1.50%

1.98%

2.00%

3.21%

2.98%

3.00%

3.00%

3.00%

2.99%

3.00%

$50,000-$99,999

1.49%

1.50%

1.98%

2.00%

3.21%

2.98%

3.00%

3.00%

3.00%

2.99%

3.00%

$100,000-$499,999

1.74%

1.75%

1.98%

2.00%

3.21%

2.98%

3.00%

3.00%

3.00%

2.99%

3.00%

$500,000 and up

1.74%

1.75%

1.98%

2.00%

3.21%

2.98%

3.00%

3.00%

3.00%

2.99%

3.00%

Updated on: 05/6/08

*APY - Annual Percentage Yield. APY is accurate as of the updated date referenced above. Rates are subject to change without notice. Fees could reduce earnings on the account. Minimum opening balance is $1,000. An early withdrawal penalty will apply if the account is closed prior to maturity date, which may reduce your interest income. Please check with our branches for updated account information including our list of miscellaneous fees and charges.

Minimum Opening Deposit

Minimum Balance to obtain Annual Pecentage Yield

Term

Interest Rate

Annual Percentage Yield*

Triple Option Time Deposit

$10,000

$10,000

12 months

3.00%

3.00%

Updated on: 05/6/08

*APY - Annual Percentage Yield. APY is accurate as of the updated date referenced above. Rates are subject to change without notice. Fees could reduce earnings on the account. An early withdrawal penalty will apply if the account is closed prior to maturity date, which may reduce your interest income. Please check with our branches for updated account information including our list of miscellaneous fees and charges.