Personal Banking Lending

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房屋貸款申請


遠東國民銀行提供的這個表格,使您可以迅速和方便地完成申請程序。如果您不願回答我們需要的資料時,請打電話至1-888-870-8458與我們貸款專員聯繫。

 
 

I am applying for: 我申請

Home Mortgage 房屋貸款

Loan amount requested: $ 要求貸款金額
Purchase price: $ 購屋價格
Property value: $ 房屋現值
Requested cash out amount: $ 需要現金金額

Loan purpose:貸款目的

Purchase a home 購屋
Refinance for a better rate/term
重新貸款,得到更低利息/年限

Refinance to obtain cash 重新貸款提取現金
Equity line of credit淨值貸款額度

Loan program preferred:貸款種類 R
Loan term:時間長短 years 年
Primary source of down payment: 頭款的主要來源
Please tell us how you were referred to us:
告訴我們您是如何被介紹到我們這裡

If multifamily, how many units:
如果是多單位住宅,有多少個單位?

Property description. 財產介紹
Enter information for property on which you are requesting a loan. 寫下您準備貸款購買房屋之狀況
Address: 地址
City: 城市
State:州 Zip: 郵編
County:國家

Borrower information借款人資訊
Last Name: 姓

First Name:名
Social Security Number: 社會安全號碼

Present address當前住址
Residential address same as property address above.勾畫此處,如您的目前住址與欲購房屋地址相同
Address:地址
City: 城市
State:州 Zip:郵編
Length at current residence: 在此居住年限

years年 months 月
Home phone:家庭電話號碼

Work phone:公司電話號碼
E-mail:地址

Employer Name: 雇主名稱
Gross Monthly Income: 月收入$
Length of Employment:工作年限
years年 months月
Self Employed自己開業
(Employer name and length of employment are required unless self employed is checked)
如果自我開業欄沒有勾畫,雇主名稱和工作年限必須說明

Co-borrower information (If there is no CO-borrower, leave blank.)合伙貸款人資訊
Last Name:姓
First Name:名
Social Security Number:社會安全號碼
Present address當前居住地址
CO-borrower residential address same as property address above.
勾畫此處,如合伙貸款人的目前住址與欲購房屋地址相同
Address:地址
City:城市 State:州
Zip: 郵編
Length at current residence:在此居住年限
years年 months月
Home phone:家庭電話號碼
Work phone:公司電話號碼
E-mail: 地址

Employer Name:雇主名稱
Gross Monthly Income:月收入 $
Length of Employment:工作年限
years年 months月
Self Employed自己開業
(Employer name and length of employment are required unless self employed is checked)

Present monthly housing expense.
If rent is entered, do not enter any other housing expenses. Either rent or monthly principal and interest are required.
如果填寫了房屋租金,不須再填寫其它欄目
Monthly rent: 每月租金$
Monthly principal and interest:
每月本金及利息 $
Monthly Taxes:每月繳稅 $
Monthly Insurance:每月保險 $
Homeowners association dues: 房主協會費用$

Assets資產
Financial Institution:貸款銀行
Account number:帳戶
Account balance:欠款餘額 $


Financial Institution:貸款銀行
Account number:帳戶
Account balance:欠款餘額 $


Financial Institution: 貸款銀行
Account number:帳戶
Account balance: 欠款餘額$


Other assets: 其它資產$
Do you own other real estate? 您是否擁有其它房地產﹖
Yes有 No沒有
What is the net (+ or –) income after operating expense and mortgage payments?
扣除上述花費之後,您的淨收入是盈餘還是虧損﹖
$


Declarations說明
在下面A到C的問題回答中,如果答案為“是”時,請用提供的空格進一步回答

If you answer "yes" to any questions A through C, please provide explanation in the box provided.
  Borrower
貸款人
Co-borrower
合伙貸款人
A. Have you declared bankruptcy within the last 7 years?
過去七年之內是否宣布過破產
Yes No Yes No
B. Have you had property foreclosed upon or given title or deed in lieu there of in the last 7 years?
過去七年之內是否有資產被抵押或私人財產被扣押
Yes No Yes No
C. Are you obligated to pay alimony, child support, or separate maintenance?
您現時是否擔負瞻養費﹖兒童撫養費﹖離婚瞻養費﹖
Yes No Yes No
D. Are you a U.S. citizen?
您是美國居民﹖
Yes No Yes No
E. Are you a permanent resident alien?
您是美國常駐居民 (綠卡持有人)
Yes No Yes No
F. Do you intend to occupy the property as your primary residence?
您是否準備購屋作為永久居住之用
Yes No Yes No
G. Have you had an ownership interest in a property in the last three years?
過去三年中,您是否購買過房子﹖
Yes No Yes No
Explanations:
By typing my name below and transmitting this application, I hereby certify that the information I have given you in the application above is true and correct. In addition, you are authorized to check my credit and verify any of the information in the above application. You also have my OK to correspond with me by e-mail, including sending the required regulatory disclosures.
我在此簽名並保証以上我填寫的內容屬實且正確,並授權您查詢驗証我的個人信用,
也允許您以我的授權回答相應的涉及的規則要求。
Borrower's Full Name: 貸款人簽名
Co-borrower's Full Name: 合伙貸款人簽名

 


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