Checking & Savings

Personal Checking Accounts

Far East National Bank offers several checking plans, each with its own unique features to fit your personal banking needs.

Checking Account Comparison

Account Type	Personal Checking	Every1 Checking	Personal NOW Checking
Bank the way you want to...	A checking account with a low minimum opening deposit.	An interest-bearing 1 checking account with free eBanking & billpay, no minimum balance, and no monthly fees.	An interest-bearing checking account with a low minimum opening deposit.
Minimum opening deposit	$200	$100	$200
Interest calculation	• Non-interest bearing	• Variable tiered rates2 • Compounded daily • Interest credited monthly	• Variable rates2 • Compounded daily • Interest credited monthly
Minimum daily balance to avoid monthly service & per item charges	$500	None	$1,000
Monthly service charge	$6	$0	$6
Per item fee	$0.20 per debit	None	$0.20 per debit
Statement	Monthly	Monthly	Monthly
Outstanding features	• Low minimum balance requirement • Low opening deposit requirement • Free eBanking access	• No monthly fees • No minimum balance requirement • Free eBanking with no billpay charge • No charge to use other banks' ATMs3 • Free 1st order of checks4	• Low opening deposit requirement • Free eBanking access
1. Account will earn the rate in effect on each day that your balance is $1,000 or more. Rate may be higher when your balance is $5,000 or more.
2. Interest rates may change from time to time without prior notice.
3. Surcharges and network fees may be imposed by other banks.
4. Free first check order limited to standard style checks