Checking & Savings

Checking Accounts

Far East National Bank offers several checking plans, each with its own unique features to fit your personal banking needs.

Checking Account Rates

Checking Account Comparison

Account Type	Personal Checking	Every1 Checking	Personal NOW Checking
Bank the way you want to...	A checking account with a low minimum opening deposit.	An interest-bearing 1 checking account with free eBanking & billpay, no minimum balance, and no monthly fees	An interest-bearing checking account with a low minimum opening deposit.
Minimum opening deposit	$200	$100	$200
Interest calculation	•Non-interest bearing	•Variable tiered rates 2 •Compounded daily •Interest credited monthly	•Variable rates 2 •Compounded daily •Interest credited on statement cycle
Minimum daily balance to avoid monthly service & per item charges	$500	None	$1,000
Monthly service charge	$6	$0	$6
Per item fee	$0.20 per debit	None	$0.20 per debit
Statement	Monthly	Monthly	Monthly
Outstanding features	•Low minimum balance requirement •Low opening deposit requirement •Free eBanking access	•No monthly fees •No minimum balance requirement •Free eBanking with no billpay charge •No charge to use other banks' ATMs 3 •Free 1st order of checks 4 •Tiered interest rate	•Low opening deposit requirement •Free eBanking access
Other limitations	Account Information	Account Information	Account Information
1. Account will earn the rate in effect on each day that your balance is $1,000 or more. Rate may be higher when your balance is $5,000 or more.
2. Interest rates may change from time to time without prior notice.
3. Surcharges and network fees may beimposed by other banks.
4. Free first check order limited to standard style checks 5. Account must have approved credit line and be linked with one or all of the following: Home Equity Line of Credit, secured/unsecured line of credit (Auto advance and transfer for payments) .

Checking Account Rates

Account Type	Minimum Opening Deposit	Minimum Balance to Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield*
Personal Checking	$200	N/A	N/A	N/A
Every1 Checking
$5,000 and up	$100	$5,000	0.60%	0.60%
$1,000 to $4,999.99	$100	$1,000	0.35%	0.35%
$0.01 to $999.99	$100	N/A	N/A	N/A
Personal NOW Checking	$200	$1,000	0.50%	0.50%
Updated on: 05/6/08
*APY - Annual Percentage Yield. APY is accurate as of the updated date referenced above. Rates are subject to change without notice. Fees could reduce earnings on the account. Please check with our branches for updated account information including our list of miscellaneous fees and charges. 1. Account must have approved credit line and be linked with one or all of the following: HELOC, secured/unsecured line of credit (Auto advance and transfer for payments).

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