|
|
Financial Highlights |
| (Dollars
in Millions) |
2004
|
2003
|
Change
%
|
| Earnings
After Taxes |
$12.2
|
$13.3
|
(8.3)
|
| Net
Revenue |
$62.8
|
$62.6
|
0.3
|
| Operating
Expenses (before amortization of intangible assets) |
$41.3
|
$40.8
|
1.2
|
| Total
Assets |
$1,685.5
|
$1,642.8
|
2.6
|
| Total
Loans |
$1,177.2
|
$1,282.8
|
(8.2)
|
|

As of December
31, 2004 (In Thousands)
Assets
|
|
Cash and cash equivalents |
$46,316 |
| Short
term investments |
$62,327 |
| Investment
securities |
319,216 |
| Loans,
net |
1,158,971 |
| Premises
and equipment- net |
14,585 |
| Other
real estate owned |
-
|
| Intangible
assets-net |
29,287 |
| Other
assets |
54,849 |
|
|
|
| Total
assets |
$1,685,461
|
|
| Liabilities
|
| Deposits |
$1,357,175
|
| Federal
Funds and repos |
129,704
|
| Subordinated
note |
15,000
|
| Other
liabilities |
18,087
|
|
|
| Total
liabilities |
$1,519,966
|
|
| Equity |
| Common
Stock |
$255
|
| Surplus
|
112,668
|
| Retained
Earnings |
54,835
|
| Accumulated
other comprehensive income |
(2,233)
|
|
|
| Total
equity capital |
$165,495
|
|
| Total
liabilities and equity capital |
$1,685,461
|
|