
*APY - Annual Percentage Yield. New funds only. Rates and gift are available for accounts opened between 01/20/06 and 02/28/06. Minimum opening deposit is $10,000 to receive the gift. If the account is closed priod to the maturity date, an additional fair market value of the gift will be added to the normal early withdrawal penalty. Penalty may reduce your interest income. Limit one gift per customer for duration of promotion period. Customer will receive gift no later than 30 days after account opening while supplies last. Fair market value of the gift will be reported to the IRS as additional annual interest income. 1. The $5 "8888" Prosperity Sheet is produced by the U.S. Department of the Treasury's Bureau of Engraving and Printing. It is an 8-subject uncut currency sheet featuring $5 notes, each beginning with the serial number "8888." A Chinese Zodiac information sheet and decorative tube are also included. Valued at $88. Please contact the Bank for further information about applicable features and terms.