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* Annual Percentage Yield (APY) is accurate as of 05/09/08. Customer must open or have an FENB checking, money market, or savings account to open the 12-Month CD. Minimum opening deposit is $10,000. If the account is closed prior to the maturity date, an early withdrawal penalty will be added. Penalty may reduce your interest income. Please contact the Bank for further information about applicable features and terms.

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