|FACTS||WHAT DOES CATHAY BANK
DO WITH YOUR PERSONAL INFORMATION?
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons CATHAY BANK chooses to share; and whether you can limit this sharing.|
|Reasons we can share your|
|Does CATHAY BANK share?||Can you limit this sharing?|
|For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||YES||NO|
|For our marketing purposes — to offer our products and services to you||YES||NO|
|For joint marketing with other financial companies||YES||NO|
|For our affiliates’ everyday business purposes — information about your transactions and experiences||YES||NO|
|For our affiliates’ everyday business purposes — information about your creditworthiness||NO||WE DON’T SHARE|
|For our affiliates to market to you||NO||WE DON’T SHARE|
|For nonaffiliates to market to you||NO||WE DON’T SHARE|
|Questions?||Call 800-9CATHAY (800-922-8429) or write to us at:
Cathay Bank, Compliance Department, 9650 Flair Drive, El Monte CA 91731.
|Who we are|
|Who is providing this notice?||CATHAY BANK|
|What we do|
|How does CATHAY BANK protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does CATHAY BANK collect my personal information?||
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|Why can't I limit all sharing?||
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|Other important information|
|California Residents: California residents have the right to restrict the sharing of personal and financial information with our affiliates (companies we own or control) and outside companies that we do business with to provide financial products and services. Please ask us for our Important Privacy Choices for Consumers notice.|